Wealth managers
Scale advice across many clients.
Robo-Advisory Platform
Robo-Advisory Platform for Automated Wealth
Scale advice with automation: AI-powered investment recommendations, automated portfolio management and rebalancing, goal-based planning, risk profiling, and KYC onboarding, integrated with banking, brokerage, and market data.
Automated PortfoliosGoal-Based InvestingRisk ProfilingKYC Onboarding
Trusted by global innovators
What is a robo-advisory platform?
A robo-advisory platform is software that profiles each investor's goals and risk tolerance, builds a portfolio from model allocations and rebalances it automatically, with onboarding, KYC and reporting in one digital flow. Agnotic Technologies builds robo-advisory platforms for wealth managers, banks and fintech startups, with SEC adviser recordkeeping and audit trails designed in.
Quality advice used to need an advisor per client, which priced out most investors. Automating profiling, portfolio management, rebalancing and tax optimization lets wealth managers and fintechs scale goal-based advice, connected to banking, brokerage, CRM and market-data systems.
What it is
How does a robo-advisory platform work?
A robo-advisory platform profiles investors, allocates and manages portfolios, rebalances automatically, and onboards clients with KYC, with investment analytics and financial planning built in.
Connected to banking, brokerage, CRM, and market data, it gives wealth firms a scalable digital advice engine with compliance and audit trails.
What we build into your robo-advisory platform
Each capability turns advice into a scalable, automated, compliant digital service.
AI Investment Recommendations
AI-powered recommendations tailored to each investor.
Automated Portfolio Management
Build and manage portfolios automatically at scale.
Goal-Based Planning
Goal-based investment and retirement planning.
Risk Profiling & Assessment
Profile investor risk to match suitable portfolios.
Portfolio Rebalancing
Automated rebalancing to keep allocations on target.
Asset Allocation Strategies
Multi-asset allocation strategies and models.
Onboarding & KYC Integration
Digital client onboarding with KYC integration.
Performance Dashboards
Investment performance dashboards and analytics.
Banking & Market-Data Integration
Integrate banking, brokerage, CRM, and market data with compliance.
Where it runs
Who needs a robo-advisory platform?
Wealth managers, banks, and fintechs scaling digital investment advisory services.
Banks & credit unions
Add digital investing to the offering.
Fintech & neobanks
Automated investing as a product.
Advisors
Hybrid advice with automation underneath.
Compliance
Suitability, KYC, and audit trails.
Investors
Personalized, low-cost, goal-based investing.
Why it matters
Scale advice, lower cost to serve
- Serve many more clients per advisor
- Personalize portfolios to risk and goals
- Rebalance automatically to stay on target
- Onboard digitally with KYC built in
- Show performance on clear dashboards
- Stay compliant with suitability and audit trails
Advice doesn't scale by hand
Human-only advice caps how many clients you can serve. Automation extends quality advice to many more at a lower cost to serve.
Automated
Portfolios and rebalancing
Personalized
Goal and risk-based advice
Compliant
KYC and audit trails
Compliance & connectivity
Which standards and systems does it cover?
KYC / AMLSuitabilityRebalancingMarket DataBrokerageAudit Trails
Facts and sources
Which SEC adviser rules shape a robo-advisory platform?
Short facts from the Investment Advisers Act rules that we design robo-advisory platforms around, each linked to its primary source.
Under SEC rule 203A-2(e), an operational interactive website is a website, mobile application or similar digital platform through which an adviser gives digital investment advice on an ongoing basis to more than one client, generated by software-based models, algorithms or applications from personal information each client supplies.
Source: 17 CFR 275.203A-2(e)(2) (eCFR)An internet investment adviser registering with the SEC under rule 203A-2(e) must give advice to all of its clients exclusively through an operational interactive website, and keep a record showing this for at least five years from the Form ADV filing that claims the exemption.
Source: 17 CFR 275.203A-2(e)(1) (eCFR)A registered investment adviser must amend Parts 1 and 2 of Form ADV at least annually, within 90 days of the end of its fiscal year, and more often when the Form ADV instructions require it.
Source: 17 CFR 275.204-1(a) (eCFR)A registered investment adviser must adopt written compliance policies and procedures, review them at least annually and designate a chief compliance officer to administer them.
Source: 17 CFR 275.206(4)-7 (eCFR)
Frequently Asked Questions
Yes. Many firms run hybrid: automation handles portfolios and rebalancing while advisors focus on relationships and complex planning. We build the split that fits your model during discovery.
Yes. Digital onboarding with KYC integration gets clients invested quickly and compliantly, with risk profiling that matches each investor to a suitable portfolio.
The platform monitors portfolio drift against target allocations and rebalances automatically within your rules, keeping clients on strategy without manual intervention.
Yes. We integrate banking, brokerage/custody, CRM, payment, and market-data providers so onboarding, execution, and reporting connect end to end, and deploy the platform in the AWS, Google Cloud or Microsoft Azure account you choose. We scope integrations during discovery.
A risk questionnaire and suitability engine match each investor to a portfolio and capture the documentation Reg BI or a fiduciary duty requires. On the investment side it can run tax-loss harvesting, tax-aware rebalancing, and fractional-share allocation, so accounts stay on strategy and tax-efficient without an advisor placing every trade.
Yes. We build it multi-tenant and white-label, so a bank or advisor can run it under their own brand, and it supports your in-house model portfolios or third-party models, with options like direct indexing and ESG mandates. That makes it usable as a B2B2C offering rather than only a single-firm tool.
It depends on how many account types and model portfolios you support, which custodian, brokerage and market-data systems the platform must connect to, whether advisors work alongside the automation and how much client data has to move across. The same factors drive the cost. We set the plan after a scoping call.
Yes. We scope a first release around one workflow, such as digital onboarding with risk profiling into a single model portfolio, and agree that scope before build starts. Rebalancing rules, tax features and more account types follow once the first release is in use.
AI tools help our engineers draft code and tests, but a person reviews every change, and it passes the same automated tests and security checks as any other code. Which tools may see your code or data is agreed with you at the start.
Ready to scale digital advice?
Tell us about your advice model, products, and systems. We'll return a plan for a robo-advisory platform with automated portfolios, KYC, and compliance.
contact@agnotic.com
Partnerships
contact@agnotic.com